Travel Companion Without Excess Baggage
$0 overseas fees on purchases
$0 currency conversion
$0 foreign transaction fees
Simply spend as specified in your email, to qualify for this offer and you will be rewarded.
Now simply login above, to activate your card and spend as specified in your email, to qualify for this offer and you will be rewarded.
Simply log in above to register. You will need your mobile phone on hand to verify your registration.
Simply log in above to register. You will need your account number handy to verify your registration.
Simply log in above to the Online Service Centre and look for the Manage my credit limit option.
Simply log in above to register for the Online Service Centre and look for the Manage my credit limit option. You will need your mobile phone and account number handy to verify registration.
By clicking on the link below you will be redirected to Southern Cross Travel Insurance to obtain your quote and view terms and conditions.
You must use the promotional code ‘ENJOY10’ to receive your discount.
Hurry, offer ends 15 May 2016.
Simply spend $2,000 on travel-related expenses, like flights, accommodation, travel agents and car rental by 5 June, 2016 and we’ll automatically enter
you into the draw. For full details, Terms and Conditions, click here.
Start dreaming about your next holiday now on priceless.com.
$0 overseas fees on purchases
$0 currency conversion
$0 foreign transaction fees
Platinum benefits with $0 annual fee.
Access your complimentary concierge service 24/7 to help with holidays, restaurant bookings, tours and more.
|Complimentary worldwide concierge||Available 24/7|
|Interest free days on purchases||Up to 55 days1|
|Worldwide emergency card replacement||Free|
|Minimum credit limit||$6,000|
|International transaction fees on purchases||Nil|
|Currency conversion fees||Nil|
|Interest rate on purchases||21.99%|
|Interest rate on cash advances||21.99%|
|Cash advance fee||3% of the cash advance or $4 (whichever is greater)|
|Payment handling fee||$2.50|
|Paper statement fee||$2.00|
Shopper's Protection Insurance gives you the security that you could meet your 28 Degrees Platinum MasterCard monthly repayments if your income stopped and you were unable to work due to illness or injury, or involuntary unemployment.
We also provide cover against loss or damage for the things you buy, even against certain price reductions. Here’s how this part of the cover works:
You can enjoy the peace of mind of Price Protection and more for just 0.5% of your monthly closing balance, up to a maximum of $50 a month – so you’ll never pay more than that.
It's automatically debited to your card account, so there aren’t any hidden or extra bills to pay and you’ll see the premium on your statement.
You can apply for Shopper’s Protection when you apply for your 28 Degrees Platinum MasterCard online, or you can call us on 1300 078 519 and ask to have Shopper's Protection Insurance added to your account.
To see if Shopper's Protection is right for you, read the Combined FSG, PDS and Policy.
28 Degrees Platinum MasterCard takes the worry out of travelling for you. With our award winning 5 star travel insurance partner, getting insured has never been simpler and is also great value for money.
When travelling overseas, we’ve got the travel insurance cover to suit your needs. We cover your overseas medical and dental expenses, lost or stolen luggage, travel delays and more.
Plus, with our 24-hour worldwide emergency assistance hotline, help is only ever a phone call away should you experience any difficulties on your trip.
Our travel insurance partner, Southern Cross Travel Insurance, has won the Canstar award for outstanding value for International Travel Insurance each year since 2009. They have also won the 2014 and 2015 Mozo Experts Choice award along with the Mozo People’s Choice award for 2015.Get a quote
Find out how to make a claim including with our online claim forms.Make a claim
28 Degrees Platinum MasterCard provides a complimentary concierge service for all cardholders which is available 24/7 worldwide.
What can concierge help with?
Just about anything that you need researched or organised*. From booking concert tickets to researching available hotels or making dinner reservations, our concierge staff will customise their service to meet your needs.
Simply call the 28 Degrees Platinum Customer Solutions line on 1300 552 079 and ask for 'concierge'. Then just tell them what you're after. They’ll undertake a search, provide options and costs and then, if you’d like to proceed, will make arrangements on your behalf. It’s that easy!
*Subject to the 28 Degrees Platinum MasterCard Conditions of Use.
Use your 28 Degrees Platinum MasterCard with confidence
At 28 Degrees Platinum MasterCard we are committed to keeping our customers safe and secure by utilising some of the best people, processes and technology available.
We are committed to keeping our customers safe and secure by utilising some of the best people, processes and technology available. Here are some of the ways we help keep you safe and secure:
Here are some important tips you can follow to help protect yourself from transaction fraud:
If you are planning to go overseas with your 28 Degrees Platinum MasterCard, it’s always a good idea to call in and let us know when and where you are travelling. This will allow us to update our systems and help prevent the inadvertent blocking of any legitimate transactions you make while travelling.
MasterCard SecureCode – is a new security measure that verifies your purchases in real time, whenever you shop online. Verification helps to reduce credit card fraud and unauthorised credit card use.
MasterCard SecureCode adds an extra layer of protection by helping to confirm your identity through either a security code or through security questions, during select online transactions. MasterCard SecureCode lets you enjoy extra security and peace of mind when shopping online at participating merchants.
MasterCard SecureCode performs a real-time risk assessment on transactions made at participating online retailers. In most cases you won't notice any change, however, on some transactions we may prompt you to enter a six-character security code, which will be sent to you instantly via SMS. This is to ensure that the transaction you are about to make is authorised by you.
When you correctly enter the security code (or answer the security questions) during an online purchase at a participating merchant, you confirm that you are the authorised cardholder and your purchase continues. If the security questions are answered incorrectly, the purchase will not go through. So even if someone knew your card number, they would not be able to use your account at that merchant.
Aside from the added protection that MasterCard SecureCode provides, the only impact to your purchase will be that you will need to enter the security code (or answers to the security questions) when the authentication screen appears, and then wait a few seconds while your card issuer (Latitude Financial Services) confirms your identity.
You can still make purchases at merchants that accept MasterCard but do not participate in the MasterCard SecureCode serice. You will not be asked to enter a security code (or answer security questions) at these merchants. To complete your purchase, simply follow the traditional checkout process.
The authentication screen may appear when you are shopping online at participating MasterCard SecureCode merchants. Once you have confirmed your identity by correctly entering either the security code (or answering the security questions) that are on the page, you will be able to continue with your purchase.
If you don't receive a security code, this may mean that the mobile number that is registered to your account is not up to date. You can still proceed with your transaction by selecting the button "I didn't receive a code" which will direct you to the security questions that are personal to you and your account. Once you have answered the security questions correctly you will be able to continue with your purchase.
To update your mobile number please visit the Online Service Centre or contact the Customer Solutions team on 1300 552 079.
If you are not able to confirm your identity through either the security code that is sent to your mobile or the security questions, unfortunately you will not be able to proceed with your purchase at this time.
Canstar Star Ratings 2015 and 2016
Mozo Experts Choice Awards 2014, 2015, 2016
Australian Business Traveller Awards 2015
Mozo People’s Choice Award 2014
Shopper's Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Any advice on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, and read the relevant Product Disclosure Statement (PDS) before deciding whether to purchase this product.