$0 annual fee &
free global WI-FI

Your journey starts with 28 Degrees

Get the most out of your travel with 28 Degrees

$0 Annual Fee

Pay no annual fee, currency conversion fees or foreign transaction fees on purchases when travelling.

$0 Overseas fees on purchases

With no overseas fees on purchases, you can bag a bargain online without paying more than the price tag.

Enjoy-Free-Global-WI-FI-With-28-Degrees-Mastercard
Free Global Wi-Fi

Enjoy fast, premium quality Global Wi-Fi at more than 1 million hotspots worldwide.1

Our features expanded

Annual fee
$0
International transaction fees on purchases
Nil
Currency conversion fees
Nil
Interest rate on purchases
21.99%
Interest rate on cash advances
21.99%
Cash advance fee
3% of the cash advance or $4 (whichever is greater).
Payment handling fee
$2.50 (in person), $0.95 (online). You can avoid this fee by making your payments via mail, direct debit or via the Online Service Centre.
Late fee
$30
Paper statement fee
$2.50

Your journey starts here

Check-Your-Eligibility-To-Apply-For-28-Degrees
1
CHECK ELIGIBILITY
To be eligbile you must be:
  • At least 18 years of age
  • A permanent resident of Australia
Apply-For-28-Degrees-Mastercard-Online
2
APPLY ONLINE
Provide the following:
  • Email address
  • Your employer's name and contact number
  • Driver’s licence, passport or proof of age card
  • Details of your income, assets and liabilities
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3
GET APPROVED
Get a response in less than 60 seconds

1 Free Global Wi−Fi through Boingo at over 1 million hotspots worldwide. Terms & conditions apply