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Low Rate Cardcannstar award

$0 annual fee & Free Global Wi-Fi

Welcome to Latitude 28° Global Platinum Mastercard®

Why choose a Latitude 28° Global?

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No annual fee!

We're award winning for a reason-you come first. That's why we have no annual fee.

4FF5DF30-EC33-4E63-809A-1ABCD6FED01FCreated with sketchtool.
Global savings

No international transaction or currency conversion fees on purchases online or overseas.

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Ready, Set, Tap.

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone within minutes.

889D954C-6852-4841-A723-C748AC041B93Created with sketchtool.
Global Data Roaming & Flight Delay Pass
Enjoy our complimentary Global Data Roaming^ and Flight Delay Pass1

Rates and fees


annual fee


international transaction fees on purchases


currency conversion fees


up to 55 days interest free on purchases#


interest rate on purchases and cash advances


minimum credit limit

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping and reaping the rewards.


You must:

  • Be 18 years or over
  • Be a permanent Australian resident

Able to supply

  • A copy of your driver’s licence, passport or proof of age card
  • Details of your income, assets and debts
  • Employer’s name and contact details

Important information

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

^ Free access to Global Data Roaming from Flexiroam over 580 telcos in over 150 countries worldwide. Terms and conditions apply.

1 The Flight Delay Pass gives free access to select airport lounges, alternatively cardholders can use their Flight Delay Pass to offset a dollar amount off the total bill at select dining options. This will vary based on location and affiliated LoungeKey Partners at the time. Please note that not all airports offer Flight Delay Pass and the selected airports may be restricted to certain terminals. Access to and use of the Flight Delay Pass is subject to the Terms of Use which are subject to change. Further details of the list of lounges that cardholders are eligible to visit and the specific conditions applicable to each lounge access (Conditions of Use) may also be accessed in the Terms of Use. Participating lounges and their Conditions of Use are subject to change.

* Savings will depend on individual circumstances. The estimated saving is not an actual saving that you have achieved. It is a calculation based on no international transaction fees on purchase and no currency conversion fees being charged by Latitude 28° Global Platinum Mastercard, and comparing other lenders' common charge of 3%. It assumes that minimum monthly repayments have been made when due. Certain icons from The Noun Project.

# To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518