We can help you ease the financial stress of COVID-19. Find out how.

Low Rate Card

Welcome to
Global Platinum

Pay like a local, wherever you are

Why choose a Latitude 28° Global?

Created with sketchtool.
No annual fee!

We're award winning for a reason-you come first. That's why we have no annual fee.

4FF5DF30-EC33-4E63-809A-1ABCD6FED01FCreated with sketchtool.
Global savings

No international transaction or currency conversion fees on purchases online or overseas.

3A1A6F3C-A80B-4F99-80E4-7C74A63BAAE6Created with sketchtool.
Ready, Set, Tap.

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone within minutes.

889D954C-6852-4841-A723-C748AC041B93Created with sketchtool.
Free Global Wi-Fi & Flight Delay Pass
Enjoy our complimentary Global Wi-Fi^ and Flight Delay Pass1

Boingo | Mastercard
Free Global Wi-Fi

Latitude 28° Global customers stay connected with complimentary fast, free Wi-Fi at more than one million hotspots worldwide^

Rates and fees


annual fee


international transaction fees on purchases


currency conversion fees on purchases


up to 55 days interest free on purchases#


interest rate on purchases and cash advances


minimum credit limit
flight delay pass

Turn a delay
into a delight

Flight Delay Pass gives you and four friends access to airport lounges, drinks and Wi-Fi if your flight is delayed.1

Benefit at every stage of your trip

  • 1. Before you go
  • 2. On the go
  • 3. Once you return
  • Book your flights, accommodation and adventures on Latitude 28° Global and avoid the international transaction and currency conversion fees
  • Buy what you need for your trip up to 55 days interest free#
  • Register your Latitude 28° Global when you book your flight to take advantage of our Flight Delay Pass1
  • Check out our blog for travel inspiration and other handy tips before you jet off!
  • No overseas fees on purchases when travelling
  • Enjoy fast, premium quality Free Global Wi-Fi at more than one million hotspots worldwide. Visit 28degreescard/boingo.com to register and activate your complimentary Boingo account^
  • Special offers exclusive to Mastercard holders
  • Digital wallets
  • Keep the holiday vibes going, shop at your favourite international brands online and avoid international transaction fees on purchases
  • Our Digital wallet options mean you can make fast payments everyday with your phone or smartwatch
  • Enjoy no annual fee and up to 55 days interest free on purchases#

Calculate your savings

See how much you could save on international transaction fees when using Latitude 28° Global

Payment Options

  • Latitude App
  • Online Service Centre
  • BPAY®
  • Direct Debit
  • Mail
  • Australia Post
01 latitude appCreated with Sketch.

Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Online Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

02 online service centreCreated with Sketch.

Online Service Centre

One of the quickest & easiest way to make repayments.

To make a payment
  • Login to the Online Service Centre
  • Click ‘Pay My Account’

    Then enter your bank details.


Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take three to five business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via the Online Service Centre.

03 bpayCreated with Sketch.


Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude 28° Global Platinum Mastercard Biller Code (150615)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.


A payment handling fee of $0.95 applies for all payments made via BPAY® to pay your account.

04 direct debitCreated with Sketch.

Direct Debit

Easily make recurring repayments.

Call us

You can call us on 1300 552 079 to set up your Direct Debit over the phone

Download form

Download a Direct Debit request form here.

mailCreated with Sketch.


Send the tear-off payment slip on your monthly statement.

Send along with your cheque or money order, payable to Latitude Financial Services, to:

Latitude 28° Global
GPO Box 1818
Melbourne VIC 3001

aus postCreated with Sketch.

Australia Post

Simply take your statement and pay at any Australia Post Office.


A payment handling fee of $2.50 applies to each transaction.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PaySamsung PayFitbit PayGoogle PayGarmin Pay

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping and reaping the rewards.


You must:

  • Be 18 years or over
  • Be a permanent Australian resident

Able to supply

  • A copy of your driver’s licence, passport or proof of age card
  • Details of your income, assets and debts
  • Employer’s name and contact details

Important information

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

^ Free Global Wi−Fi through Boingo at over one million hotspots worldwide. Terms & conditions apply.

1 The Flight Delay Pass gives free access to select airport lounges, alternatively cardholders can use their Flight Delay Pass to offset a dollar amount off the total bill at select dining options. This will vary based on location and affiliated LoungeKey Partners at the time. Please note that not all airports offer Flight Delay Pass and the selected airports may be restricted to certain terminals. Access to and use of the Flight Delay Pass is subject to the Terms of Use which are subject to change. Further details of the list of lounges that cardholders are eligible to visit and the specific conditions applicable to each lounge access (Conditions of Use) may also be accessed in the Terms of Use. Participating lounges and their Conditions of Use are subject to change.

* Savings will depend on individual circumstances. The estimated saving is not an actual saving that you have achieved. It is a calculation based on no international transaction fees on purchase and no currency conversion fees being charged by Latitude 28° Global Platinum Mastercard, and comparing other lenders' common charge of 3%. It assumes that minimum monthly repayments have been made when due. Certain icons from The Noun Project.

# To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.

TravelCare is issued by Southern Cross Benefits Limited ABN 99 133 401 939, AFS License 331058 trading as Southern Cross Travel Insurance®.
Approved applicants only. Conditions apply.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518