It costs to be covered, but it doesn’t cost a fortune.
Shopper’s Protection insurance premiums are calculated each month at 0.5% of the monthly closing account balance of your 28 Degrees MasterCard. (For example, if your closing balance is $2,000, your Shopper’s Protection insurance premium for that month will be $10.)
You’ll see the premium on your statement. It’s automatically debited to your card account, so you don’t need to pay any extra bills.